Universal Credit

  • Est. APR: 11.69 - 35.99%
  • Loan amount: $1K - $50K
  • Min. credit score - 580
  • Loan term: 3 to 5 years
  • A Universal Credit loan is a sound option for bad-credit borrowers looking to build credit, but rates are high compared to similar lenders.
Visit Site Read More

OneMain Financial

  • Est. APR: 18.00 - 35.99%
  • Loan amount: $1.5K - $20K
  • Min. credit score - None
  • Loan term: 2 to 5 years
  • OneMain prioritizes a borrower’s ability to repay on a loan application. Rates are high, but this lender provides fast funding to borrowers with low credit scores.
Visit Site Read More

Earnest Parent Loan

  • Best for Parent loan
  • Min. credit score - 650
  • Fixed APR - 4.45-14.90%
  • Variable APR - 4.99-15.30%
Visit Site Read More

Ascent Credit-based Student Loan

  • Best for Private student loan
  • Min. credit score - Low-Mid 600s
  • Fixed APR - 2.89-14.41%
  • Variable APR - 4.34-14.75%
Visit Site Read More

Earnest Undergraduate Loan

  • Best for Private student loan
  • Min. credit score - 650
  • Fixed APR - 2.89-16.49%
  • Variable APR - 4.99-16.85%
Visit Site Read More

ELFI Private Student Loan

  • Best for Private student loan
  • Min. credit score - 680
  • Fixed APR - 2.99-14.22%
  • Variable APR - 5.00-13.97%
Visit Site Read More